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OnlineBanking,Loans,CreditCards&HomeLending|TDBankvarprovince_list="{\x22provinces\x22:[]}";varprovinceCityPe="false";varratesAPIInfo="{\x22rates\x22:[]}";varprovinceEnabled=false; varloggedInStateApiURL="/products-services/banking/getcookie.jsp"; vargeoAPIEndPoint="personal-banking/common/getRegionData"; vargeoLocationLang="en"; vartargetedCountryName="us"; varpeVersion="5.0.11.2024_1203__68"; vardisclaimersMap="{\x22disclaimerBeanWrapperList\x22:[]}";varuserSegment=""; varprovinceChangeMsg=false; varpersonalizationEnabled=""; varprovince=""; varchatIconEnabled=false;vargenesysAPI=":\/\/chat.prd.td.com\/chat\/widget\/confiÀ propos de TD – TD Canada Trustgurations";vargenesysUserDataConfig="{\x22genesysUserData\x22:[]}";vargenesysHeaderConfig={"x-client-api-key":"55b1f3137fe72cfb5212d0d0","x-lob":"TDI_PS","x-langue-cd":""};varstylesheetURL=":\/\/chat.prd.td.com\/chat\/css\/cx\u002Dtheme\u002Dgreen.css"; varcampaignId=""; varchatExceptionList="{\x22chatExceptionData\x22:[]}"; //loadBranch (function(b,r,a,n,c,h,_,s,d,k){if(!b[n]||!b[n]._q){for(;sFDIC-Insured–BackedbythefullfaithandcreditoftheU.S.GovernmentSkiptomaincontent Personal SmallBusiness Commercial Investing&Wealth AboutUs SelectCountry CanadaUSSelected Products Checking Sings CDs CreditCards HomeLending PersonalLoans IRAs DebitCards SpecialOffers Services OnlineBanking MobileBanking StudentBanking CrossBorder TrelTips ForeignExchangeServices OverdraftServices NewtoTDChecking ManeYourTDCreditCard Learning À propos de TD – TD Canada Trust FindUs Help Search LogIn Logintoyourotheraccounts BankingandInvesting OnlineBanking EasyWeb TDWealth TDPrivateClientWealth TDInvestmentServices(US) TDAutomatedInvesting Cards CreditCard GiftCard TDCommercialPlusCard Lending TDFitLoan TDHomeLending Other TDBusinessCentral(US) TDeTreasury TDFX TDBankTrade TDDigitalExpress LogIn OpenMenu LogIn OpenMenu LogIn TD: Personal Selected SmallBusiness Commercial Investing&Wealth AboutUs Home Checking Sings CDs CreditCards HomeLending PersonalLoans IRAs DebitCards SpecialOffers Services OnlineBanking MobileBanking StudentBanking CrossBorder TrelTips ForeignExchangeServices OverdraftServices NewtoTDChecking ManeYourTDCreditCard Learning FindUs Help Country:US Canada US Selected LogIn Logintoyourotheraccounts BankingandInvesting OnlineBanking EasyWeb TDWealth TDPrivateClientWealth TDInvestmentServices(US) TDAutomatedInvesting Cards CreditCard GiftCard TDCommercialPlusCard Lending TDFitLoan TDHomeLending Other TDBusinessCentral(US) TDeTreasury TDFX TDBankTrade TDDigitalExpress @media(min-width:320px){#id-hero-banner.cmp-banner-container{background-ime:url(/content/dam/tdb/imes/personal-banking/td-complete-abanner-1.8g-en.jpeg/jcr:content/renditions/cq5dam.web.320.320.jpeg);}}@media(min-width:768px){#id-hero-banner.cmp-banner-container{background-ime:url(/content/dam/tdb/imes/personal-banking/td-complete-abanner-1.8g-en.jpeg/jcr:content/renditions/cq5dam.web.768.768.jpeg);}}@media(min-width:1024px){#id-hero-banner.cmp-banner-container{background-ime:url(/content/dam/tdb/imes/personal-banking/td-complete-abanner-1.8g-en.jpeg/jcr:content/renditions/cq5dam.web.1024.1024.jpeg);}}@media(min-width:1200px){#id-hero-banner.cmp-banner-container{background-ime:url(/content/dam/tdb/imes/personal-banking/td-complete-abanner-1.8g-en.jpeg/jcr:content/renditions/cq5dam.web.1200.1200.jpeg);}} Checkingthatgrowswithyou.Plus$200. All-newTDCompleteChecking'srightforalllifestes.Andnewcustomersearn$200withqualifyingactivities. Getoffer Getoffer OnlineBanking LoginSign-UpLearnmoreaboutPersonalOnlineBanking LearnmoreaboutSmallBusinessOnlineBankingProtectyourselfainstfraud OnlineBanking&FinancialServicestoMeetYourGoalsWhatcanwehelpyoufind? CheckingAccounts SingsAccounts CDs CreditCards PersonalLoans HomeLending SpecialOffers Meetyourbankingmatch OurnewtoolcanhelpNeedhelpselectingaTDproduct?We'vemadeiteasyforyou.OurinteractiveproductselectortoolcanguideyoutotheTDproductsthatbestmeetyourneeds. HelpmechooseManeyourbankaccountsEÀ propos de TD – TD Canada Trustxploreunexpectedlyhumanwaystomaneyourbankaccounts24/7—evenwhenyou'reonthego. 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HowTDOverdraftReliefhelpsIfyouoverdrawtheailablebalanceinyourcheckingaccountby$50orless,wewon'tchargeyouanoverdraftfee MoretimetopreventfeeswithGracePeriod2OurGracePeriod2givesyoutimetofixanoverdraft.Justcovertheoverdrawnbalanceplusanyadditionaltransactionsby11PMETthenextbusinessday AdditionaloverdraftoptionsforyouYou'llfindautomaticcoverewithStandardOverdraftService3includedwithmostcheckingaccounts1.YoumightalsochooseSingsOverdraftProtection,TDDebitCardAdvanceSM*oroverdraftoptionsforTDSmallBusinesscustomers Learnmore America'smostconvenientbank YourlocalTDBankishereforyou—visitusearly,lateoronweekends. 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ImportantDisclosures*ImportantDetailsaboutTDDebitCardAdvanceSMByenrollinginTDDebitCardAdvanceSM,youarepermittingustoauthorizeandpayATMandone-timedebitcardtransactionswhenyoudonotheenoughmoneyailableinyouraccounttocoverthetransaction.A$35feeappliestoeachtransactionthatoverdrawsyourailableaccountbalancebymorethan$50,whetherthattransactionismadebydebitcard,check,in-personwithdrawal,orotherelectronicmeans(uptoamaximumof3feesperdayperaccount).Youareobligatedtopayoverdraftsimmediately.Whetheranoverdraftwillbepaidisourdiscretion,andwereservetherightnottopay.Forexample,wetypicallydonotpayoverdraftsifyouraccountisnotingoodstanding,youarenotmakingregulardeposits,oryourepeatedlyoverdraft.TDDebitCardAdvanceSM isdifferentfromotherformsofoverdraftcovereinthatitdoesnottransferfundsfromanapprovedlineofcredit,singsaccount,orhomeequitylineofcredit.Theorderinwhichtransactionsareprocessedmayaffectthetotalamountofoverdraftfeesincurred.Formoreinformation seethePersonalDepositAccountreement.1OverdraftServicesdonotapplytoTDEssentialBankingAccounts.Wemaydeclineorreturntransactionsthatwouldresultinanoverdraft.TransactionsthatyoumakemaycauseyourAccounttooverdrawbutwewillnotassessyourTDEssentialBankingAccountanoverdraftfeeorreturnitemfee.Forexample,preauthorizedtransactionsandothertransactionsmayposttoyourAccountevenwhentheailablebalanceinyourAccountisnotsufficienttopaythetransaction.2WhenitemsarepresentedforpaymentthatresultinyourailableAccountbalancebeingoverdrawnbymorethan$50,OverdraftGraceprovidesyouwithanopportunitytoreceiverefundsforoverdraftfeesifyourailableAccountbalanceisatleast$0,inclusiveofanypendingorposteditems,attheendofthenextbusinessday.3OurStandardOverdraftServicemayallowACHpayments,recurringdebittransactionsandpersonalcheckstogothroughforafee.A$35feeappliestoeachtransactionthatoverdrawsyourailableaccountbalancebymorethan$50,(uptoamaximumof3feesperdayperaccount).Whetheranoverdraftwillbepaidisourdiscretion,andwereservetherightnottopay.Forexample,wetypicallydonotpayoverdraftsifyouraccountisnotingoodstanding,youarenotmakingregulardeposits,oryourepeatedlyoverdraft.Youareobligatedtopayoverdraftsimmediately.Heaquestion?FindanswershereWhat39;syourquestion? 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